/* ============================================
   Natalia Lewandowska — Doradca ubezpieczeniowy
   ============================================ */

:root{
  --bg: #FFFFFF;
  --bg-tint: #F8EFE4;
  --bg-tint-2: #FBF6EF;
  --ink: #26221E;
  --ink-soft: #6E655D;
  --ink-faint: #9A9089;
  --accent: #DE7327;
  --accent-dark: #B85A1B;
  --accent-tint: #FBE7D4;
  --line: #E9E0D4;
  --dark: #1C1815;
  --dark-soft: #cfc6bc;
  --white: #ffffff;

  --font-display: "Fraunces", Georgia, serif;
  --font-body: "Inter", -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;

  --container: 1180px;
  --radius: 14px;
  --shadow: 0 20px 40px -24px rgba(38, 34, 30, 0.25);
}

*, *::before, *::after{ box-sizing: border-box; }
html{ scroll-behavior: smooth; }

body{
  margin: 0;
  font-family: var(--font-body);
  color: var(--ink);
  background: var(--bg);
  line-height: 1.6;
  -webkit-font-smoothing: antialiased;
}

img{ max-width: 100%; display: block; }

h1, h2, h3{
  font-family: var(--font-display);
  color: var(--ink);
  margin: 0;
  font-weight: 500;
  letter-spacing: -0.01em;
}

p{ margin: 0; }

a{ color: inherit; text-decoration: none; }

.wrap{
  max-width: var(--container);
  margin: 0 auto;
  padding: 0 32px;
}

.accent{ color: var(--accent); }

.sr-only{
  position: absolute;
  width: 1px; height: 1px;
  padding: 0; margin: -1px;
  overflow: hidden;
  clip: rect(0,0,0,0);
  white-space: nowrap; border: 0;
}

@media (prefers-reduced-motion: reduce){
  html{ scroll-behavior: auto; }
  *{ animation-duration: 0.01ms !important; transition-duration: 0.01ms !important; }
}

:focus-visible{
  outline: 2px solid var(--accent-dark);
  outline-offset: 3px;
}

/* ---------- Buttons ---------- */
.btn{
  display: inline-flex;
  align-items: center;
  gap: 10px;
  padding: 14px 24px;
  border-radius: 999px;
  font-weight: 600;
  font-size: 0.98rem;
  border: 1.5px solid transparent;
  cursor: pointer;
  transition: background-color .18s ease, color .18s ease, border-color .18s ease, transform .18s ease;
  white-space: nowrap;
}
.btn svg{ flex-shrink: 0; }
.btn-primary{
  background: var(--accent);
  color: var(--white);
}
.btn-primary:hover{ background: var(--accent-dark); }
.btn-ghost{
  background: transparent;
  color: var(--ink);
  border-color: var(--line);
}
.btn-ghost:hover{ border-color: var(--ink-faint); }
.btn-small{ padding: 11px 20px; font-size: 0.92rem; }

/* ---------- Header ---------- */
.site-header{
  position: sticky;
  top: 0;
  z-index: 50;
  background: rgba(255,255,255,0.92);
  backdrop-filter: blur(8px);
  border-bottom: 1px solid var(--line);
}
.header-inner{
  display: flex;
  align-items: center;
  gap: 24px;
  padding-top: 16px;
  padding-bottom: 16px;
}
.logo{
  display: flex;
  align-items: center;
  gap: 12px;
  margin-right: auto;
}
.logo-mark{
  width: 40px; height: 40px;
  border-radius: 10px;
  background: var(--accent-tint);
  color: var(--accent-dark);
  display: flex; align-items: center; justify-content: center;
  font-family: var(--font-display);
  font-weight: 600;
  font-size: 1.05rem;
  flex-shrink: 0;
}
.logo-text{ display: flex; flex-direction: column; line-height: 1.2; }
.logo-text strong{ font-size: 0.96rem; font-weight: 600; }
.logo-text small{ font-size: 0.76rem; color: var(--ink-soft); }

.main-nav{
  display: flex;
  align-items: center;
  gap: 30px;
}
.main-nav a{
  font-size: 0.95rem;
  color: var(--ink-soft);
  position: relative;
  padding: 4px 0;
}
.main-nav a:hover{ color: var(--ink); }
.main-nav a.active{ color: var(--ink); }
.main-nav a.active::after{
  content: "";
  position: absolute;
  left: 0; right: 0; bottom: -6px;
  height: 2px;
  background: var(--accent);
  border-radius: 2px;
}

.nav-toggle{
  display: none;
  flex-direction: column;
  justify-content: center;
  gap: 5px;
  width: 40px; height: 40px;
  border: 1px solid var(--line);
  border-radius: 10px;
  background: var(--white);
  cursor: pointer;
}
.nav-toggle span{
  display: block;
  height: 2px;
  margin: 0 9px;
  background: var(--ink);
  border-radius: 2px;
  transition: transform .2s ease, opacity .2s ease;
}
.nav-toggle[aria-expanded="true"] span:nth-child(1){ transform: translateY(7px) rotate(45deg); }
.nav-toggle[aria-expanded="true"] span:nth-child(2){ opacity: 0; }
.nav-toggle[aria-expanded="true"] span:nth-child(3){ transform: translateY(-7px) rotate(-45deg); }

/* ---------- Hero ---------- */
.hero{
  padding: 68px 0 84px;
  background: var(--bg);
}
.hero-inner{
  display: grid;
  grid-template-columns: 1.05fr 1fr;
  gap: 56px;
  align-items: center;
}
.hero h1{
  font-size: clamp(2.1rem, 3.6vw, 3rem);
  line-height: 1.12;
  max-width: 12ch;
}
.hero-lead{
  margin-top: 22px;
  font-size: 1.08rem;
  color: var(--ink-soft);
  max-width: 42ch;
}
.hero-actions{
  display: flex;
  gap: 14px;
  margin-top: 30px;
  flex-wrap: wrap;
}
.hero-points{
  list-style: none;
  margin: 40px 0 0;
  padding: 0;
  display: flex;
  gap: 32px;
  flex-wrap: wrap;
}
.hero-points li{
  display: flex;
  align-items: center;
  gap: 10px;
  font-size: 0.92rem;
  font-weight: 500;
  color: var(--ink-soft);
}
.hero-point-icon{
  width: 36px; height: 36px;
  border-radius: 10px;
  background: var(--accent-tint);
  color: var(--accent-dark);
  display: flex; align-items: center; justify-content: center;
  flex-shrink: 0;
}
.hero-photo{
  border-radius: 22px;
  overflow: hidden;
  aspect-ratio: 5 / 4;
  background: var(--bg-tint);
  box-shadow: var(--shadow);
}
.hero-photo img{ width: 100%; height: 100%; object-fit: cover; }

/* ---------- Sections ---------- */
.section{ padding: 88px 0; }
.section-tint{ background: var(--bg-tint-2); }
.section-head{
  text-align: center;
  max-width: 560px;
  margin: 0 auto 48px;
}
.section-head h2{ font-size: clamp(1.7rem, 2.6vw, 2.2rem); }
.section-head p{
  margin-top: 14px;
  color: var(--ink-soft);
  font-size: 1.02rem;
}
.eyebrow{
  color: var(--accent-dark);
  font-weight: 600;
  font-size: 0.85rem;
  margin: 0 0 12px;
}

/* ---------- Oferta cards ---------- */
.offer-grid{
  display: grid;
  grid-template-columns: repeat(5, 1fr);
  gap: 20px;
}
.offer-card{
  background: var(--white);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  padding: 28px 22px 26px;
  display: flex;
  flex-direction: column;
  gap: 14px;
  transition: border-color .18s ease, transform .18s ease;
}
.offer-card:hover{
  border-color: var(--accent);
  transform: translateY(-3px);
}
.offer-icon{
  width: 48px; height: 48px;
  border-radius: 12px;
  background: var(--accent-tint);
  color: var(--accent-dark);
  display: flex; align-items: center; justify-content: center;
}
.offer-card h3{ font-size: 1.06rem; font-weight: 600; font-family: var(--font-body); }
.offer-card p{ color: var(--ink-soft); font-size: 0.93rem; flex-grow: 1; }
.offer-link{
  width: 34px; height: 34px;
  border-radius: 999px;
  border: 1px solid var(--line);
  color: var(--accent-dark);
  display: flex; align-items: center; justify-content: center;
  transition: background-color .18s ease, border-color .18s ease;
}
.offer-link:hover{ background: var(--accent-tint); border-color: var(--accent); }

/* ---------- O mnie ---------- */
.about-inner{
  display: grid;
  grid-template-columns: 0.85fr 1.15fr;
  gap: 64px;
  align-items: center;
}
.about-media img{
  border-radius: 22px;
  aspect-ratio: 4 / 5;
  object-fit: cover;
  box-shadow: var(--shadow);
}
.about-copy h2{ font-size: clamp(1.7rem, 2.6vw, 2.15rem); margin-top: 6px; }
.about-copy p{ color: var(--ink-soft); margin-top: 16px; max-width: 46ch; }
.about-features{
  list-style: none;
  margin: 34px 0 0;
  padding: 0;
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
}
.about-features li{ display: flex; flex-direction: column; gap: 12px; }
.feature-icon{
  width: 40px; height: 40px;
  border-radius: 10px;
  background: var(--white);
  border: 1px solid var(--line);
  color: var(--accent-dark);
  display: flex; align-items: center; justify-content: center;
}
.about-features strong{ display: block; font-size: 0.95rem; margin-bottom: 4px; }
.about-features span{ font-size: 0.88rem; color: var(--ink-soft); }

/* ---------- Jak współpracuję ---------- */
.steps{
  display: grid;
  grid-template-columns: 1fr auto 1fr auto 1fr;
  gap: 20px;
  align-items: start;
}
.step{
  background: var(--white);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  padding: 26px 24px;
  display: flex;
  gap: 16px;
}
.step-num{
  width: 34px; height: 34px;
  border-radius: 999px;
  background: var(--accent);
  color: var(--white);
  font-weight: 600;
  font-size: 0.92rem;
  display: flex; align-items: center; justify-content: center;
  flex-shrink: 0;
}
.step h3{ font-size: 1rem; font-family: var(--font-body); font-weight: 600; }
.step p{ margin-top: 8px; color: var(--ink-soft); font-size: 0.9rem; }
.step-arrow{
  align-self: center;
  color: var(--ink-faint);
  display: flex;
}

/* ---------- Opinie + Social ---------- */
.opinions-inner{
  display: grid;
  grid-template-columns: 1.5fr 1fr;
  gap: 64px;
}
.opinions-col h2, .social-col h2{ font-size: clamp(1.5rem, 2.2vw, 1.9rem); }
.testimonials{
  margin-top: 30px;
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 18px;
}
.testimonial{
  margin: 0;
  background: var(--white);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  padding: 22px 20px;
}
.stars{ color: var(--accent); letter-spacing: 2px; font-size: 0.9rem; }
.testimonial p{
  margin-top: 12px;
  font-size: 0.9rem;
  color: var(--ink-soft);
  font-style: normal;
}
.testimonial cite{
  display: block;
  margin-top: 14px;
  font-style: normal;
  font-weight: 600;
  font-size: 0.88rem;
}
.social-col p{ margin-top: 10px; color: var(--ink-soft); }
.social-links{
  margin-top: 26px;
  display: flex;
  gap: 14px;
}
.social-link{
  flex: 1;
  background: var(--dark);
  color: var(--white);
  border-radius: var(--radius);
  padding: 20px 14px;
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 10px;
  text-align: center;
  transition: transform .18s ease, background-color .18s ease;
}
.social-link:hover{ background: var(--accent-dark); transform: translateY(-3px); }
.social-icon{
  width: 42px; height: 42px;
  border-radius: 999px;
  background: rgba(255,255,255,0.12);
  display: flex; align-items: center; justify-content: center;
}
.social-link span{ font-size: 0.9rem; font-weight: 600; display: flex; flex-direction: column; gap: 2px; }
.social-link small{ font-size: 0.75rem; font-weight: 400; opacity: 0.75; }

/* ---------- FAQ ---------- */
.faq-grid{
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 14px 24px;
}
.faq-item{
  border: 1px solid var(--line);
  border-radius: 12px;
  padding: 4px 22px;
  background: var(--white);
}
.faq-item summary{
  list-style: none;
  cursor: pointer;
  padding: 18px 0;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 16px;
  font-weight: 500;
  font-size: 0.98rem;
}
.faq-item summary::-webkit-details-marker{ display: none; }
.faq-chevron{ flex-shrink: 0; color: var(--ink-faint); transition: transform .2s ease; }
.faq-item[open] .faq-chevron{ transform: rotate(180deg); }
.faq-item p{
  color: var(--ink-soft);
  font-size: 0.92rem;
  padding-bottom: 20px;
  max-width: 60ch;
}

/* ---------- Kontakt ---------- */
.contact{
  background: var(--dark);
  color: var(--white);
  border-radius: 28px 28px 0 0;
  margin-top: 0;
}
.contact-inner{
  display: grid;
  grid-template-columns: 0.9fr 1.1fr;
  gap: 60px;
}
.contact-info h2{
  color: var(--white);
  font-size: clamp(1.8rem, 2.8vw, 2.3rem);
}
.contact-info p{ margin-top: 16px; color: var(--dark-soft); }
.contact-details{
  list-style: none;
  margin: 34px 0 0;
  padding: 0;
  display: flex;
  flex-direction: column;
  gap: 18px;
}
.contact-details li{
  display: flex;
  align-items: center;
  gap: 14px;
  color: var(--dark-soft);
  font-size: 0.95rem;
}
.contact-details svg{ color: var(--accent); flex-shrink: 0; }

.contact-form{
  background: var(--white);
  border-radius: var(--radius);
  padding: 32px;
  display: flex;
  flex-direction: column;
  gap: 14px;
}
.form-row{
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 14px;
}
.contact-form input,
.contact-form textarea{
  width: 100%;
  border: 1px solid var(--line);
  border-radius: 10px;
  padding: 13px 16px;
  font-family: var(--font-body);
  font-size: 0.95rem;
  color: var(--ink);
  background: var(--bg-tint-2);
  resize: vertical;
}
.contact-form input:focus,
.contact-form textarea:focus{
  outline: none;
  border-color: var(--accent);
  background: var(--white);
}
.contact-form .btn{ align-self: flex-start; margin-top: 4px; }
.form-note{
  font-size: 0.85rem;
  color: var(--accent-dark);
  min-height: 1.2em;
}

/* ---------- Footer ---------- */
.site-footer{
  background: var(--dark);
  color: var(--dark-soft);
  padding: 28px 0;
}
.footer-inner{
  display: flex;
  align-items: center;
  gap: 24px;
  flex-wrap: wrap;
  justify-content: space-between;
}
.logo-footer .logo-mark{ background: rgba(255,255,255,0.1); color: var(--white); }
.logo-footer .logo-text strong{ color: var(--white); }
.logo-footer .logo-text small{ color: var(--dark-soft); }
.footer-copy{ font-size: 0.85rem; }
.footer-nav{ display: flex; gap: 22px; }
.footer-nav a{ font-size: 0.85rem; color: var(--dark-soft); }
.footer-nav a:hover{ color: var(--white); }

/* ============================================
   Responsive
   ============================================ */
@media (max-width: 1080px){
  .offer-grid{ grid-template-columns: repeat(3, 1fr); }
  .about-features{ grid-template-columns: 1fr 1fr; }
}

@media (max-width: 940px){
  .main-nav{
    position: absolute;
    top: 100%; left: 0; right: 0;
    background: var(--white);
    border-bottom: 1px solid var(--line);
    flex-direction: column;
    align-items: flex-start;
    gap: 4px;
    padding: 12px 32px 20px;
    display: none;
  }
  .main-nav.open{ display: flex; }
  .main-nav a{ width: 100%; padding: 10px 0; }
  .nav-toggle{ display: flex; }
  .header-cta{ display: none; }

  .hero-inner{ grid-template-columns: 1fr; }
  .hero-media{ order: -1; }
  .hero h1{ max-width: none; }

  .about-inner{ grid-template-columns: 1fr; }
  .about-media{ max-width: 420px; }

  .steps{ grid-template-columns: 1fr; }
  .step-arrow{ transform: rotate(90deg); justify-self: center; }

  .opinions-inner{ grid-template-columns: 1fr; }
  .testimonials{ grid-template-columns: 1fr; }
  .social-links{ flex-direction: row; }

  .contact-inner{ grid-template-columns: 1fr; }
}

@media (max-width: 680px){
  .wrap{ padding: 0 20px; }
  .offer-grid{ grid-template-columns: 1fr 1fr; }
  .about-features{ grid-template-columns: 1fr; }
  .faq-grid{ grid-template-columns: 1fr; }
  .form-row{ grid-template-columns: 1fr; }
  .hero-actions{ flex-direction: column; align-items: stretch; }
  .hero-actions .btn{ justify-content: center; }
  .contact{ border-radius: 20px 20px 0 0; }
  .footer-inner{ flex-direction: column; align-items: flex-start; }
}

@media (max-width: 480px){
  .offer-grid{ grid-template-columns: 1fr; }
}